/* ═══════════════════════════════════════════════════════════
   SHREE LAMBODAR CREDIT — FIXED.CSS
   Fonts: Cormorant Garamond (headings) + DM Sans (body)
   Theme: #254036 / #1e3a2f / Gold on Cream & White
═══════════════════════════════════════════════════════════ */

:root {
  --green-dark:   #1e3a2f;
  --green-hero:   #254036;
  --green-mid:    #2a5240;
  --green-light:  #3a7a5a;
  --gold:         #c8a84b;
  --gold-light:   #e8c76a;
  --gold-pale:    #f5e9c8;
  --white:        #ffffff;
  --off-white:    #f8faf9;
  --cream:        #fdfaf4;
  --text-primary: #1a2e25;
  --text-body:    #3d5a4a;
  --text-muted:   #6b8c7a;
  --border:       rgba(30,58,47,0.10);

  --header-h:       80px;
  --radius-sm:      6px;
  --radius-md:      12px;
  --radius-lg:      20px;
  --shadow-sm:      0 2px 12px rgba(30,58,47,0.07);
  --shadow-md:      0 8px 32px rgba(30,58,47,0.13);
  --shadow-lg:      0 20px 60px rgba(30,58,47,0.17);
  --transition:     all 0.3s cubic-bezier(0.4,0,0.2,1);
  --transition-f:   all 0.18s cubic-bezier(0.4,0,0.2,1);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'DM Sans', sans-serif;
  color: var(--text-primary);
  background: var(--white);
  overflow-x: hidden;
  -webkit-font-smoothing: antialiased;
}
a  { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; display: block; }
button { cursor: pointer; font-family: inherit; border: none; background: none; }

/* ═══════════════════════════════════════════════════════════
   HEADER
═══════════════════════════════════════════════════════════ */
.header {
  position: fixed; top: 0; left: 0; right: 0;
  z-index: 1000; height: var(--header-h);
  background: #ffffff;
  box-shadow: 0 2px 20px rgba(30,58,47,0.10);
  transition: var(--transition);
}
.header.scrolled {
  background: #254036;
  box-shadow: 0 4px 28px rgba(37,64,54,0.32);
}
.header .nav-link          { color: rgba(37,64,54,0.85); }
.header .nav-link:hover    { color: #254036; background: rgba(37,64,54,0.07); }
.header.scrolled .nav-link { color: rgba(255,255,255,0.92); }
.header.scrolled .nav-link:hover { color: var(--gold-light); background: rgba(255,255,255,0.07); }
.header .ham-bar           { background: #254036; }
.header.scrolled .ham-bar  { background: #fff; }

.nav-item--active > .nav-link  { color: #254036 !important; font-weight: 700; }
.header.scrolled .nav-item--active > .nav-link { color: var(--gold-light) !important; }
.subdropdown-link--active { color: var(--green-dark) !important; font-weight: 700; }

.header-container {
  max-width: 1320px; margin: 0 auto;
  padding: 0 2rem; height: 100%;
  display: flex; align-items: center; gap: 2rem;
}
.logo {
  flex-shrink: 0; margin-right: auto;
  display: flex; align-items: center;
  background: rgba(255,255,255,0.96);
  padding: 6px 20px 6px 12px;
  border-radius: 50px;
  box-shadow: 0 2px 18px rgba(0,0,0,0.12);
  border: 1px solid rgba(255,255,255,0.5);
  transition: var(--transition);
}
.logo:hover { background: #fff; transform: translateY(-1px); box-shadow: 0 4px 24px rgba(0,0,0,0.18); }
.logo-img   { height: 50px; width: auto; object-fit: contain; display: block; }

.nav { display: flex; }
.nav-list { display: flex; align-items: center; gap: 0.25rem; }
.nav-item  { position: relative; }
.nav-link  {
  display: flex; align-items: center; gap: 4px;
  padding: 0.55rem 0.85rem;
  font-size: 0.875rem; font-weight: 500;
  border-radius: var(--radius-sm);
  transition: var(--transition-f);
  white-space: nowrap; letter-spacing: 0.01em;
}
.chevron { width: 14px; height: 14px; stroke: currentColor; transition: transform 0.25s; flex-shrink: 0; }
.nav-item.has-dropdown:hover .chevron { transform: rotate(180deg); }

.dropdown {
  position: absolute; top: calc(100% + 12px); left: 0;
  min-width: 280px; background: var(--white);
  border-radius: var(--radius-md); box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
  opacity: 0; visibility: hidden; transform: translateY(-8px);
  transition: opacity 0.22s, transform 0.22s, visibility 0.22s;
  overflow: visible; z-index: 100;
}
.dropdown::before {
  content: ''; position: absolute; top: -6px; left: 20px;
  width: 12px; height: 12px; background: var(--white);
  border-left: 1px solid var(--border); border-top: 1px solid var(--border);
  transform: rotate(45deg); border-radius: 2px;
}
.nav-item.has-dropdown:hover .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown-item { position: relative; border-bottom: 1px solid rgba(30,58,47,0.06); }
.dropdown-item:last-child { border-bottom: none; }
.dropdown-link {
  display: flex; align-items: center; justify-content: space-between; gap: 8px;
  padding: 0.85rem 1.1rem;
  font-size: 0.86rem; font-weight: 500; color: var(--text-body);
  transition: var(--transition-f); line-height: 1.4;
}
.dropdown-link:hover { color: var(--green-dark); background: var(--off-white); }
.chevron-right { width: 14px; height: 14px; stroke: currentColor; flex-shrink: 0; opacity: 0.5; transition: opacity 0.2s, transform 0.2s; }
.dropdown-item.has-subdropdown:hover .chevron-right { opacity: 1; transform: translateX(3px); }

.subdropdown {
  position: absolute; left: 100%; top: 0;
  min-width: 230px; background: var(--white);
  border-radius: var(--radius-md); box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
  opacity: 0; visibility: hidden; transform: translateX(-8px);
  transition: opacity 0.2s, transform 0.2s, visibility 0.2s; z-index: 101;
}
.dropdown-item.has-subdropdown:hover .subdropdown { opacity: 1; visibility: visible; transform: translateX(0); }
.subdropdown li { border-bottom: 1px solid rgba(30,58,47,0.06); }
.subdropdown li:last-child { border-bottom: none; }
.subdropdown-link {
  display: flex; align-items: center;
  padding: 0.8rem 1.1rem;
  font-size: 0.84rem; font-weight: 400; color: var(--text-body);
  transition: var(--transition-f); gap: 8px;
}
.subdropdown-link::before { content: ''; width: 5px; height: 5px; background: var(--gold); border-radius: 50%; flex-shrink: 0; opacity: 0; transition: opacity 0.2s; }
.subdropdown-link:hover   { color: var(--green-dark); background: var(--off-white); padding-left: 1.3rem; }
.subdropdown-link:hover::before { opacity: 1; }

.header-cta {
  flex-shrink: 0;
  display: inline-flex; align-items: center;
  padding: 0.55rem 1.25rem;
  background: var(--gold); color: var(--green-dark);
  font-size: 0.875rem; font-weight: 700;
  border-radius: 50px; letter-spacing: 0.02em;
  transition: var(--transition-f);
}
.header-cta:hover { background: var(--gold-light); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(200,168,75,0.4); }

.hamburger {
  display: none; flex-direction: column; justify-content: center; align-items: center;
  width: 42px; height: 42px; gap: 5px;
  border-radius: var(--radius-sm); transition: var(--transition-f); flex-shrink: 0;
}
.hamburger:hover { background: rgba(37,64,54,0.07); }
.header.scrolled .hamburger:hover { background: rgba(255,255,255,0.08); }
.ham-bar {
  display: block; width: 24px; height: 2px;
  border-radius: 2px;
  transition: transform 0.35s cubic-bezier(0.4,0,0.2,1), opacity 0.25s, width 0.3s, background 0.3s;
  transform-origin: center;
}
.hamburger.active .ham-bar:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.active .ham-bar:nth-child(2) { opacity: 0; width: 0; }
.hamburger.active .ham-bar:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-nav {
  display: none; max-height: 0; overflow: hidden;
  background: rgba(20,44,35,0.99); backdrop-filter: blur(20px);
  transition: max-height 0.45s cubic-bezier(0.4,0,0.2,1), opacity 0.35s;
  opacity: 0; border-top: 1px solid rgba(255,255,255,0.08);
}
.mobile-nav.open { max-height: 1000px; opacity: 1; }
.mobile-nav-list { padding: 1rem 1.5rem 1.5rem; display: flex; flex-direction: column; gap: 2px; }
.mobile-nav-link { display: block; padding: 0.85rem 1rem; font-size: 0.95rem; font-weight: 500; color: rgba(255,255,255,0.88); border-radius: var(--radius-sm); transition: var(--transition-f); }
.mobile-nav-link:hover { color: var(--gold-light); background: rgba(255,255,255,0.06); }
.mobile-accordion-btn { width: 100%; display: flex; align-items: center; justify-content: space-between; padding: 0.85rem 1rem; font-size: 0.95rem; font-weight: 500; color: rgba(255,255,255,0.88); border-radius: var(--radius-sm); transition: var(--transition-f); text-align: left; }
.mobile-sub-btn { font-size: 0.875rem; color: rgba(255,255,255,0.7); padding-left: 1.5rem; }
.mobile-accordion-btn:hover { color: var(--gold-light); background: rgba(255,255,255,0.06); }
.mobile-accordion-btn.active .chevron { transform: rotate(180deg); }
.mobile-accordion-list { max-height: 0; overflow: hidden; transition: max-height 0.35s cubic-bezier(0.4,0,0.2,1); }
.mobile-accordion-list.open { max-height: 600px; }
.mobile-sub-link { display: flex; align-items: center; gap: 8px; padding: 0.7rem 1rem 0.7rem 2.5rem; font-size: 0.85rem; font-weight: 400; color: rgba(255,255,255,0.6); transition: var(--transition-f); border-radius: var(--radius-sm); }
.mobile-sub-link::before { content: '›'; color: var(--gold); font-size: 1.1rem; line-height: 1; }
.mobile-sub-link:hover { color: var(--gold-light); background: rgba(255,255,255,0.05); }
.mobile-cta { display: block; margin-top: 0.5rem; padding: 0.85rem 1.5rem; background: var(--gold); color: var(--green-dark); font-weight: 700; border-radius: 50px; text-align: center; font-size: 0.95rem; transition: var(--transition-f); }
.mobile-cta:hover { background: var(--gold-light); }

/* ═══════════════════════════════════════════════════════════
   PAGE BANNER
═══════════════════════════════════════════════════════════ */
.page-banner {
  position: relative;
  margin-top: var(--header-h);
  height: 400px;
  overflow: hidden;
  display: flex; align-items: center; justify-content: center;
}
.banner-img-wrap { position: absolute; inset: 0; z-index: 0; }
.banner-img {
  width: 100%; height: 100%;
  object-fit: cover; object-position: center 40%;
  display: block;
  animation: bannerKenBurns 18s ease-in-out infinite alternate;
}
@keyframes bannerKenBurns {
  0%   { transform: scale(1.04); }
  100% { transform: scale(1.12); }
}
.banner-overlay {
  position: absolute; inset: 0;
  background: linear-gradient(
    135deg,
    rgba(37,64,54,0.70) 0%,
    rgba(30,58,47,0.60) 40%,
    rgba(20,40,32,0.82) 100%
  );
}
.banner-floats { position: absolute; inset: 0; z-index: 1; pointer-events: none; overflow: hidden; }
.bf {
  position: absolute; font-family: 'DM Sans', sans-serif; font-weight: 900;
  color: var(--gold); opacity: 0.07; user-select: none;
  animation: bfFloat ease-in-out infinite;
}
.bf-1 { font-size: 5rem;  top: 8%;    left: 4%;   animation-duration: 13s; animation-delay: 0s; }
.bf-2 { font-size: 8rem;  top: 5%;    right: 6%;  animation-duration: 17s; animation-delay: 3s; }
.bf-3 { font-size: 4rem;  bottom: 14%;left: 18%;  animation-duration: 11s; animation-delay: 5s; }
.bf-4 { font-size: 6rem;  bottom: 8%; right: 22%; animation-duration: 15s; animation-delay: 2s; }
.bf-5 { font-size: 3.5rem;top: 42%;   left: 46%;  animation-duration: 9s;  animation-delay: 4s; }
@keyframes bfFloat {
  0%, 100% { transform: translateY(0) rotate(-4deg); }
  50%       { transform: translateY(-16px) rotate(3deg); }
}
.banner-content {
  position: relative; z-index: 2;
  text-align: center;
  display: flex; flex-direction: column; align-items: center; gap: 0.85rem;
  padding: 0 2rem;
  animation: fadeUp 0.9s cubic-bezier(0.4,0,0.2,1) both;
}
@keyframes fadeUp {
  from { opacity: 0; transform: translateY(28px); }
  to   { opacity: 1; transform: translateY(0); }
}
.banner-breadcrumb {
  display: flex; align-items: center; gap: 6px;
  font-size: 0.79rem; font-weight: 500; color: rgba(255,255,255,0.6); letter-spacing: 0.04em;
}
.bc-link { color: var(--gold); transition: color 0.2s; }
.bc-link:hover { color: var(--gold-light); }
.bc-current { color: rgba(255,255,255,0.7); }
.banner-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(2.8rem, 6.5vw, 5rem);
  font-weight: 700; color: #fff;
  line-height: 1.05; letter-spacing: -0.01em;
  text-shadow: 0 4px 24px rgba(0,0,0,0.3);
}
.banner-accent { color: var(--gold); font-style: italic; }
.banner-sub { font-size: 0.9rem; font-weight: 500; color: rgba(255,255,255,0.6); letter-spacing: 0.06em; }
.banner-bar {
  width: 56px; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  border-radius: 3px; margin: 0.25rem auto 0;
  animation: barGrow 0.8s 0.5s cubic-bezier(0.4,0,0.2,1) both;
  transform-origin: center;
}
@keyframes barGrow { from { transform: scaleX(0); } to { transform: scaleX(1); } }

/* ═══════════════════════════════════════════════════════════
   FD HERO / INTRO
═══════════════════════════════════════════════════════════ */
.fd-hero {
  position: relative;
  padding: 7rem 0 6rem;
  background: var(--cream);
  overflow: hidden;
}
.fd-hero-floats { position: absolute; inset: 0; pointer-events: none; z-index: 0; overflow: hidden; }
.fhf {
  position: absolute; font-family: 'DM Sans', sans-serif; font-weight: 900;
  color: var(--green-dark); opacity: 0.032; user-select: none;
  animation: fhfFloat ease-in-out infinite;
}
.fhf-1 { font-size: 6rem;  top: 6%;    left: 2%;   animation-duration: 16s; animation-delay: 0s; }
.fhf-2 { font-size: 4rem;  top: 22%;   right: 3%;  animation-duration: 12s; animation-delay: 4s; }
.fhf-3 { font-size: 5rem;  bottom: 18%;left: 10%;  animation-duration: 18s; animation-delay: 2s; }
.fhf-4 { font-size: 3.5rem;bottom: 8%; right: 12%; animation-duration: 14s; animation-delay: 7s; }
.fhf-5 { font-size: 7rem;  top: 48%;   left: 40%;  animation-duration: 20s; animation-delay: 1s; }
.fhf-6 { font-size: 4.5rem;top: 14%;   left: 56%;  animation-duration: 15s; animation-delay: 5s; }
@keyframes fhfFloat {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-18px); }
}

.fd-hero-container {
  position: relative; z-index: 2;
  max-width: 1240px; margin: 0 auto; padding: 0 2rem;
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 5rem; align-items: center;
}

/* Image Side */
.fd-hero-img-side {
  position: relative;
  display: flex; align-items: center; justify-content: center;
}
.fd-img-deco {
  position: absolute;
  inset: -14px;
  border: 2px dashed rgba(200,168,75,0.22);
  border-radius: 28px;
  animation: decoSpin 22s linear infinite;
  pointer-events: none; z-index: 0;
}
@keyframes decoSpin { 0% { transform: rotate(0deg); } 100% { transform: rotate(360deg); } }
.fd-img-frame {
  position: relative; z-index: 1;
  border-radius: 22px; overflow: hidden;
  box-shadow: 0 30px 80px rgba(37,64,54,0.20), 0 0 0 1px rgba(37,64,54,0.07);
  transition: box-shadow 0.4s ease;
}
.fd-img-frame:hover { box-shadow: 0 40px 100px rgba(37,64,54,0.30); }
.fd-hero-img {
  width: 100%; max-width: 500px;
  height: 540px; object-fit: cover;
  display: block;
  transition: transform 0.6s ease;
}
.fd-img-frame:hover .fd-hero-img { transform: scale(1.04); }
.fd-img-shine {
  position: absolute; inset: 0;
  background: linear-gradient(
    120deg,
    transparent 40%,
    rgba(255,255,255,0.07) 55%,
    transparent 70%
  );
  pointer-events: none;
}

/* Floating chips */
.fd-chip {
  position: absolute;
  z-index: 3;
  background: var(--white);
  border-radius: 14px;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border);
  display: flex; align-items: center;
  animation: chipFloat 3.5s ease-in-out infinite;
}
.fd-chip--rate {
  top: 20px; right: -22px;
  flex-direction: column; align-items: center;
  padding: 1rem 1.2rem; gap: 2px;
  background: var(--green-hero);
  border-color: transparent;
  animation-delay: 0s;
}
.fd-chip--rate .fd-chip-label { font-size: 0.62rem; font-weight: 600; color: rgba(255,255,255,0.6); letter-spacing: 0.05em; text-transform: uppercase; }
.fd-chip--rate .fd-chip-value { font-family: 'Cormorant Garamond', serif; font-size: 2.2rem; font-weight: 700; color: var(--gold); line-height: 1; }

.fd-chip--min {
  bottom: 24px; left: -18px;
  padding: 0.75rem 1rem; gap: 10px;
  animation-delay: 0.8s;
}
.fd-chip--min svg { color: var(--gold); flex-shrink: 0; }
.fd-chip--min .fd-chip-label { display: block; font-size: 0.65rem; font-weight: 600; color: var(--text-muted); letter-spacing: 0.04em; text-transform: uppercase; }
.fd-chip--min .fd-chip-value-sm { font-family: 'Cormorant Garamond', serif; font-size: 1.1rem; font-weight: 700; color: var(--text-primary); line-height: 1.2; display: block; }

@keyframes chipFloat {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-7px); }
}

/* Content Side */
.fd-hero-content { display: flex; flex-direction: column; gap: 1.25rem; }
.fd-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 0.74rem; font-weight: 700; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--green-light);
}
.fd-eyebrow-dot {
  width: 7px; height: 7px;
  background: var(--gold); border-radius: 50%;
  animation: dotPulse 2s ease-in-out infinite;
}
@keyframes dotPulse { 0%, 100% { opacity: 1; transform: scale(1); } 50% { opacity: 0.5; transform: scale(0.7); } }

.fd-hero-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(2rem, 3.5vw, 3rem);
  font-weight: 700; color: var(--text-primary);
  line-height: 1.12; letter-spacing: -0.01em;
}
.fd-title-accent { color: var(--green-hero); font-style: italic; }
.fd-title-bar { width: 48px; height: 4px; background: linear-gradient(90deg, var(--green-hero), var(--gold)); border-radius: 4px; }
.fd-hero-body { font-size: 0.975rem; line-height: 1.82; color: var(--text-body); }
.fd-hero-body strong { color: var(--green-hero); font-weight: 700; }

/* Highlights */
.fd-highlights { display: flex; flex-direction: column; gap: 0.85rem; margin-top: 0.5rem; }
.fd-highlight {
  display: flex; align-items: flex-start; gap: 1rem;
  padding: 1.1rem 1.2rem;
  background: var(--white);
  border: 1.5px solid rgba(37,64,54,0.09);
  border-radius: 14px;
  box-shadow: var(--shadow-sm);
  transition: transform 0.3s cubic-bezier(0.34,1.56,0.64,1), box-shadow 0.3s;
}
.fd-highlight:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.fd-highlight--gold { border-color: rgba(200,168,75,0.25); }
.fd-highlight--gold:hover { border-color: rgba(200,168,75,0.5); }
.fd-highlight-icon {
  flex-shrink: 0;
  width: 42px; height: 42px; border-radius: 12px;
  background: rgba(37,64,54,0.07);
  display: flex; align-items: center; justify-content: center;
  color: var(--green-hero);
}
.fd-highlight--gold .fd-highlight-icon { background: rgba(200,168,75,0.10); color: #8a6820; }
.fd-highlight-rate {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.35rem; font-weight: 700; color: var(--green-hero); line-height: 1;
}
.fd-highlight--gold .fd-highlight-rate { color: #8a6820; }
.fd-highlight-desc { font-size: 0.8rem; line-height: 1.6; color: var(--text-muted); margin-top: 3px; }

/* ═══════════════════════════════════════════════════════════
   INTEREST TABLE SECTION
═══════════════════════════════════════════════════════════ */
.fd-table-section {
  position: relative;
  padding: 7rem 0 6rem;
  background: var(--green-dark);
  overflow: hidden;
}
.fd-table-bg { position: absolute; inset: 0; pointer-events: none; z-index: 0; overflow: hidden; }
.fd-table-orb {
  position: absolute; border-radius: 50%; filter: blur(70px);
}
.fd-table-orb--1 {
  width: 600px; height: 600px; top: -250px; right: -180px;
  background: radial-gradient(ellipse, rgba(200,168,75,0.08) 0%, transparent 70%);
  animation: orbPulse 10s ease-in-out infinite;
}
.fd-table-orb--2 {
  width: 450px; height: 450px; bottom: -180px; left: -140px;
  background: radial-gradient(ellipse, rgba(58,122,90,0.16) 0%, transparent 70%);
  animation: orbPulse 14s ease-in-out infinite reverse;
}
@keyframes orbPulse { 0%, 100% { transform: scale(1); } 50% { transform: scale(1.08); } }
.fd-table-grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.02) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.02) 1px, transparent 1px);
  background-size: 60px 60px;
}
.fd-table-container { position: relative; z-index: 2; max-width: 1240px; margin: 0 auto; padding: 0 2rem; }

/* Section shared heading styles */
.fd-section-eyebrow {
  display: inline-flex; align-items: center; gap: 10px;
  font-size: 0.74rem; font-weight: 700; letter-spacing: 0.13em; text-transform: uppercase;
  color: var(--gold); margin-bottom: 0.85rem;
}
.fd-section-eyebrow::before, .fd-section-eyebrow::after {
  content: ''; width: 28px; height: 1.5px; background: var(--gold); opacity: 0.55; border-radius: 2px;
}
.fd-table-header .fd-section-eyebrow { color: var(--gold); }
.fd-section-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: clamp(1.9rem, 3.5vw, 2.9rem);
  font-weight: 700; color: #fff;
  line-height: 1.15; letter-spacing: -0.01em; margin-bottom: 0.5rem;
}
.fd-section-accent { color: var(--gold); font-style: italic; }
.fd-table-header .fd-section-sub { font-size: 0.9rem; color: rgba(255,255,255,0.45); margin-bottom: 1.5rem; }
.fd-section-bar { width: 52px; height: 4px; background: linear-gradient(90deg, var(--gold), var(--gold-light)); border-radius: 4px; margin-bottom: 3rem; }

.fd-table-wrap { overflow: hidden; border-radius: 20px; border: 1px solid rgba(255,255,255,0.08); }
.fd-table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.fd-table { width: 100%; border-collapse: collapse; min-width: 700px; }

.fd-th {
  padding: 1.2rem 1.4rem;
  font-family: 'DM Sans', sans-serif;
  font-size: 0.75rem; font-weight: 700;
  letter-spacing: 0.09em; text-transform: uppercase;
  color: rgba(255,255,255,0.55);
  background: rgba(255,255,255,0.04);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  white-space: nowrap; text-align: center;
}
.fd-th--duration { text-align: left; padding-left: 1.8rem; }
.fd-th--rate { text-align: center; }
.fd-th--last { border-right: none; }

.fd-tr { transition: background 0.2s ease; }
.fd-tr:hover { background: rgba(255,255,255,0.04); }
.fd-tr--alt { background: rgba(255,255,255,0.02); }
.fd-tr--alt:hover { background: rgba(255,255,255,0.05); }

/* Featured row — best value */
.fd-tr--featured { position: relative; }
.fd-tr--featured .fd-td { background: rgba(200,168,75,0.07); border-top: 1px solid rgba(200,168,75,0.2); border-bottom: 1px solid rgba(200,168,75,0.2); }
.fd-tr--featured:hover .fd-td { background: rgba(200,168,75,0.12); }

.fd-td {
  padding: 1.3rem 1.4rem;
  border-bottom: 1px solid rgba(255,255,255,0.05);
  color: rgba(255,255,255,0.7);
  font-size: 0.9rem; text-align: center;
  vertical-align: middle;
  transition: color 0.2s;
}
.fd-tr:hover .fd-td { color: rgba(255,255,255,0.9); }
.fd-tr:last-child .fd-td { border-bottom: none; }

.fd-td--duration {
  text-align: left; padding-left: 1.8rem;
  display: table-cell;
}
.fd-months {
  font-family: 'Cormorant Garamond', serif;
  font-size: 2rem; font-weight: 700;
  color: #fff; line-height: 1; display: block;
}
.fd-tr--featured .fd-months { color: var(--gold); }
.fd-months-label {
  font-size: 0.68rem; font-weight: 600; color: rgba(255,255,255,0.4);
  letter-spacing: 0.06em; text-transform: uppercase;
  display: block; margin-top: 2px;
}

.fd-rate-badge {
  display: inline-flex; align-items: center; justify-content: center;
  padding: 0.35rem 0.9rem;
  background: rgba(37,64,54,0.5);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 50px;
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.15rem; font-weight: 700; color: rgba(255,255,255,0.85);
}
.fd-rate-badge--top {
  background: rgba(200,168,75,0.15);
  border-color: rgba(200,168,75,0.35);
  color: var(--gold-light);
}

.fd-td--amount { white-space: nowrap; }
.fd-amount { font-family: 'Cormorant Garamond', serif; font-size: 1.05rem; font-weight: 600; color: rgba(255,255,255,0.85); }
.fd-tr--featured .fd-amount { color: var(--gold-light); }
.fd-rupee { font-size: 0.78rem; color: rgba(255,255,255,0.4); margin-left: 1px; }

.fd-best-badge {
  display: inline-block; margin-top: 5px;
  padding: 0.18rem 0.6rem;
  background: var(--gold); color: var(--green-dark);
  border-radius: 50px; font-size: 0.6rem; font-weight: 800;
  letter-spacing: 0.05em; text-transform: uppercase;
}

.fd-table-note {
  padding: 0.85rem 1.4rem;
  font-size: 0.75rem; color: rgba(255,255,255,0.28);
  background: rgba(255,255,255,0.02);
  border-top: 1px solid rgba(255,255,255,0.05);
  font-style: italic; letter-spacing: 0.01em;
}

/* ═══════════════════════════════════════════════════════════
   DETAILS GRID SECTION
═══════════════════════════════════════════════════════════ */
.fd-details-section {
  padding: 7rem 0 6rem;
  background: var(--off-white);
  position: relative;
  overflow: hidden;
}
.fd-details-section::before {
  content: '';
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(37,64,54,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(37,64,54,0.03) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}
.fd-details-container { position: relative; z-index: 1; max-width: 1240px; margin: 0 auto; padding: 0 2rem; }
.fd-details-header { text-align: center; margin-bottom: 3.5rem; }
.fd-details-header .fd-section-eyebrow { color: var(--green-light); }
.fd-details-header .fd-section-eyebrow::before,
.fd-details-header .fd-section-eyebrow::after { background: var(--green-light); }
.fd-details-header .fd-section-title { color: var(--text-primary); }
.fd-details-header .fd-section-accent { color: var(--green-hero); }
.fd-details-header .fd-section-bar { margin: 0 auto 0; }

.fd-details-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.fd-detail-card {
  background: var(--white);
  border: 1.5px solid rgba(37,64,54,0.08);
  border-radius: 20px;
  padding: 2rem 1.8rem;
  box-shadow: var(--shadow-sm);
  display: flex; flex-direction: column; gap: 1rem;
  transition: transform 0.35s cubic-bezier(0.34,1.56,0.64,1), box-shadow 0.35s, border-color 0.3s;
  opacity: 0; transform: translateY(30px);
}
.fd-detail-card.revealed {
  opacity: 1; transform: translateY(0);
  transition: opacity 0.6s ease, transform 0.6s cubic-bezier(0.4,0,0.2,1),
              box-shadow 0.35s, border-color 0.3s;
}
.fd-detail-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-md); border-color: rgba(37,64,54,0.18); }

.fd-detail-icon-wrap {
  width: 54px; height: 54px; border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; transition: transform 0.25s, background 0.25s;
}
.fd-detail-card:hover .fd-detail-icon-wrap { transform: scale(1.08); }
.fd-detail-icon-wrap--green { background: rgba(37,64,54,0.08); border: 1.5px solid rgba(37,64,54,0.12); color: var(--green-hero); }
.fd-detail-icon-wrap--gold  { background: rgba(200,168,75,0.10); border: 1.5px solid rgba(200,168,75,0.22); color: #8a6820; }

.fd-detail-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.15rem; font-weight: 700;
  color: var(--text-primary); letter-spacing: -0.01em;
}
.fd-detail-list {
  list-style: none; display: flex; flex-direction: column; gap: 0.5rem;
}
.fd-detail-list li {
  font-size: 0.875rem; line-height: 1.7; color: var(--text-body);
  padding-left: 1.1rem; position: relative;
}
.fd-detail-list li::before {
  content: '';
  position: absolute; left: 0; top: 8px;
  width: 5px; height: 5px;
  background: var(--gold); border-radius: 50%;
}
.fd-detail-list li strong { color: var(--green-hero); font-weight: 700; }
.fd-detail-body { font-size: 0.875rem; line-height: 1.75; color: var(--text-body); }
.fd-detail-body strong { color: var(--green-hero); font-weight: 700; }

/* ═══════════════════════════════════════════════════════════
   DECLARATION SECTION
═══════════════════════════════════════════════════════════ */
.fd-declaration {
  position: relative;
  padding: 5rem 0;
  background: var(--green-dark);
  overflow: hidden;
}
.fd-decl-bg { position: absolute; inset: 0; pointer-events: none; z-index: 0; overflow: hidden; }
.fd-decl-orb {
  position: absolute; width: 500px; height: 500px;
  top: -200px; right: -150px; border-radius: 50%; filter: blur(80px);
  background: radial-gradient(ellipse, rgba(200,168,75,0.08) 0%, transparent 70%);
  animation: orbPulse 12s ease-in-out infinite;
}
.fd-decl-grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.02) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.02) 1px, transparent 1px);
  background-size: 50px 50px;
}
.fd-decl-sym {
  position: absolute; font-family: 'DM Sans', sans-serif; font-weight: 900;
  color: var(--gold); opacity: 0.045; user-select: none;
  animation: fhfFloat ease-in-out infinite;
}
.fd-ds-1 { font-size: 6rem;  top: 5%;    left: 3%;   animation-duration: 14s; animation-delay: 0s; }
.fd-ds-2 { font-size: 4rem;  bottom: 8%; left: 28%;  animation-duration: 11s; animation-delay: 3s; }
.fd-ds-3 { font-size: 5rem;  bottom: 12%;right: 6%;  animation-duration: 17s; animation-delay: 2s; }

.fd-decl-container { position: relative; z-index: 2; max-width: 900px; margin: 0 auto; padding: 0 2rem; }
.fd-decl-inner {
  display: flex; align-items: flex-start; gap: 2rem;
  padding: 3rem;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-left: 4px solid var(--gold);
  border-radius: 20px;
}
.fd-decl-icon {
  flex-shrink: 0;
  width: 60px; height: 60px; border-radius: 18px;
  background: rgba(200,168,75,0.12);
  border: 1px solid rgba(200,168,75,0.22);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold);
  animation: iconBreathe 3s ease-in-out infinite;
}
@keyframes iconBreathe {
  0%, 100% { box-shadow: 0 0 0 0 rgba(200,168,75,0.3); }
  50%       { box-shadow: 0 0 0 8px rgba(200,168,75,0); }
}
.fd-decl-content { flex: 1; }
.fd-decl-title {
  font-family: 'Cormorant Garamond', serif;
  font-size: 1.5rem; font-weight: 700; color: #fff;
  margin-bottom: 1rem; letter-spacing: -0.01em;
}
.fd-decl-list {
  list-style: none; display: flex; flex-direction: column; gap: 0.65rem;
  counter-reset: decl-counter;
}
.fd-decl-list li {
  counter-increment: decl-counter;
  display: flex; align-items: flex-start; gap: 0.85rem;
  font-size: 0.9rem; line-height: 1.7; color: rgba(255,255,255,0.62);
}
.fd-decl-list li::before {
  content: counter(decl-counter, decimal-leading-zero);
  flex-shrink: 0;
  font-family: 'Cormorant Garamond', serif;
  font-size: 0.95rem; font-weight: 700;
  color: var(--gold); opacity: 0.85;
  min-width: 24px; line-height: 1.7;
}

/* ═══════════════════════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════════════════════ */
.footer { position: relative; background: var(--green-dark); overflow: hidden; }
.footer-bg { position: absolute; inset: 0; z-index: 0; pointer-events: none; overflow: hidden; }
.footer-bg-grid {
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.022) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.022) 1px, transparent 1px);
  background-size: 56px 56px;
}
.footer-bg-orb { position: absolute; border-radius: 50%; filter: blur(70px); }
.footer-bg-orb--1 { width: 600px; height: 600px; top: -260px; right: -200px; background: radial-gradient(ellipse, rgba(200,168,75,0.07) 0%, transparent 70%); animation: orbPulse 18s ease-in-out infinite; }
.footer-bg-orb--2 { width: 450px; height: 450px; bottom: -180px; left: -160px; background: radial-gradient(ellipse, rgba(58,122,90,0.14) 0%, transparent 70%); animation: orbPulse 22s ease-in-out infinite reverse; }
.footer-bg-icon { position: absolute; font-family: 'DM Sans', sans-serif; font-weight: 900; color: var(--gold); opacity: 0.04; user-select: none; animation: fhfFloat ease-in-out infinite; }
.fbi-1 { font-size: 8rem; top: 6%;    left: 3%;   animation-duration: 15s; animation-delay: 0s; }
.fbi-2 { font-size: 5rem; top: 40%;   right: 4%;  animation-duration: 19s; animation-delay: 4s; }
.fbi-3 { font-size: 6rem; bottom: 16%;left: 38%;  animation-duration: 13s; animation-delay: 7s; }
.fbi-4 { font-size: 4rem; bottom: 6%; right: 22%; animation-duration: 17s; animation-delay: 2s; }

.footer-body { position: relative; z-index: 2; padding: 4rem 0 3rem; border-bottom: 1px solid rgba(255,255,255,0.07); }
.footer-body-inner { max-width: 1260px; margin: 0 auto; padding: 0 2rem; display: grid; grid-template-columns: 1.5fr 1fr 1.3fr; gap: 4rem; align-items: start; }
.footer-col { display: flex; flex-direction: column; gap: 1.1rem; }
.footer-logo-wrap { display: inline-flex; align-items: center; width: fit-content; background: rgba(255,255,255,0.96); padding: 7px 18px 7px 10px; border-radius: 50px; border: 1px solid rgba(255,255,255,0.3); transition: background 0.22s, transform 0.22s; text-decoration: none; }
.footer-logo-wrap:hover { background: #fff; transform: translateY(-2px); }
.footer-logo-img { height: 46px; width: auto; object-fit: contain; display: block; }
.footer-brand-desc { font-size: 0.875rem; line-height: 1.82; color: rgba(255,255,255,0.52); max-width: 320px; }
.footer-social { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; margin-top: 0.15rem; }
.footer-social-btn { width: 38px; height: 38px; border-radius: 50%; background: rgba(255,255,255,0.07); border: 1px solid rgba(255,255,255,0.12); display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,0.65); text-decoration: none; transition: background 0.22s, color 0.22s, border-color 0.22s, transform 0.22s; flex-shrink: 0; }
.footer-social-btn:hover { background: var(--gold); border-color: var(--gold); color: var(--green-dark); transform: translateY(-3px); }
.footer-col-title { display: flex; align-items: center; gap: 10px; font-family: 'DM Sans', sans-serif; font-size: 0.8rem; font-weight: 800; letter-spacing: 0.1em; text-transform: uppercase; color: #fff; margin-bottom: 0.2rem; }
.footer-col-title-bar { display: block; width: 20px; height: 3px; background: var(--gold); border-radius: 2px; flex-shrink: 0; }
.footer-links-list { display: flex; flex-direction: column; gap: 0; list-style: none; margin: 0; padding: 0; }
.footer-link { display: flex; align-items: center; gap: 7px; padding: 0.44rem 0; font-size: 0.875rem; font-weight: 400; color: rgba(255,255,255,0.52); text-decoration: none; border-bottom: 1px solid rgba(255,255,255,0.04); transition: color 0.2s, gap 0.2s; line-height: 1.5; }
.footer-links-list li:last-child .footer-link { border-bottom: none; }
.footer-link svg { flex-shrink: 0; color: var(--gold); opacity: 0; transition: opacity 0.2s, transform 0.2s; }
.footer-link:hover { color: rgba(255,255,255,0.92); gap: 11px; }
.footer-link:hover svg { opacity: 1; transform: translateX(2px); }
.footer-link--active { color: var(--gold-light) !important; font-weight: 600; }
.footer-link--active svg { opacity: 1 !important; }
.footer-contact-list { display: flex; flex-direction: column; gap: 0; }
.footer-contact-item { display: flex; align-items: flex-start; gap: 11px; padding: 0.7rem 0; border-bottom: 1px solid rgba(255,255,255,0.05); }
.footer-contact-item:last-child { border-bottom: none; }
.footer-contact-icon { flex-shrink: 0; margin-top: 2px; width: 32px; height: 32px; border-radius: 8px; background: rgba(200,168,75,0.10); border: 1px solid rgba(200,168,75,0.18); display: flex; align-items: center; justify-content: center; color: var(--gold); }
.footer-contact-info { display: flex; flex-direction: column; gap: 2px; min-width: 0; }
.footer-contact-label { font-size: 0.68rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--gold); line-height: 1; opacity: 0.75; }
.footer-contact-value { font-size: 0.875rem; font-weight: 400; color: rgba(255,255,255,0.65); line-height: 1.6; display: block; }
.footer-contact-link { text-decoration: none; transition: color 0.18s; }
.footer-contact-link:hover { color: var(--gold-light); }
.footer-compliance { display: flex; align-items: center; gap: 10px; margin-top: 0.5rem; padding: 0.85rem 1rem; background: rgba(200,168,75,0.08); border: 1px solid rgba(200,168,75,0.2); border-radius: 12px; }
.footer-compliance-icon { width: 36px; height: 36px; border-radius: 50%; background: rgba(200,168,75,0.12); display: flex; align-items: center; justify-content: center; color: var(--gold); flex-shrink: 0; }
.footer-compliance-text { display: flex; flex-direction: column; gap: 2px; }
.footer-compliance-title { font-size: 0.78rem; font-weight: 700; color: var(--gold-light); line-height: 1.2; }
.footer-compliance-sub  { font-size: 0.7rem; color: rgba(255,255,255,0.38); letter-spacing: 0.02em; }
.footer-bottom { position: relative; z-index: 2; padding: 1.15rem 0; background: rgba(0,0,0,0.18); }
.footer-bottom-inner { max-width: 1260px; margin: 0 auto; padding: 0 2rem; display: flex; align-items: center; justify-content: space-between; gap: 1rem; flex-wrap: wrap; }
.footer-copy { font-size: 0.8rem; color: rgba(255,255,255,0.32); line-height: 1.5; }
.footer-bottom-nav { display: flex; align-items: center; gap: 0.55rem; flex-wrap: wrap; }
.footer-bottom-link { font-size: 0.78rem; font-weight: 500; color: rgba(255,255,255,0.38); text-decoration: none; transition: color 0.18s; white-space: nowrap; }
.footer-bottom-link:hover { color: var(--gold-light); }
.footer-bottom-sep { display: block; width: 1px; height: 12px; background: rgba(255,255,255,0.16); flex-shrink: 0; }

/* ═══════════════════════════════════════════════════════════
   RESPONSIVE
═══════════════════════════════════════════════════════════ */
@media (max-width: 1024px) {
  .header-cta { display: none; }
  .nav-list { gap: 0; }
  .nav-link { font-size: 0.82rem; padding: 0.5rem 0.65rem; }
  .fd-hero-container { gap: 3rem; }
  .fd-hero-img { height: 460px; }
  .fd-details-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-body-inner { grid-template-columns: 1.3fr 1fr 1.2fr; gap: 2.5rem; }
}

@media (max-width: 900px) {
  .nav { display: none; }
  .header-cta { display: none; }
  .hamburger { display: flex; }
  .mobile-nav { display: block; }
  .header-container { gap: 1rem; }

  .page-banner { height: 300px; }
  .banner-title { font-size: clamp(2.2rem, 8vw, 3.5rem); }

  .fd-hero-container { grid-template-columns: 1fr; gap: 3.5rem; }
  .fd-hero-img-side { max-width: 440px; margin: 0 auto; width: 100%; }
  .fd-hero-img { max-width: 100%; height: 380px; }
  .fd-chip--rate { top: 14px; right: 10px; }
  .fd-chip--min { bottom: 14px; left: 10px; }

  .fd-decl-inner { flex-direction: column; gap: 1.5rem; padding: 2rem; }

  .footer-body-inner { grid-template-columns: 1fr 1fr; gap: 2rem 2.5rem; padding: 0 1.5rem; }
  .footer-col--brand { grid-column: 1 / -1; }
  .footer-brand-desc { max-width: 100%; }
}

@media (max-width: 640px) {
  :root { --header-h: 68px; }
  .logo { padding: 4px 14px 4px 8px; }
  .logo-img { height: 38px; }

  .page-banner { height: 240px; }
  .fd-hero { padding: 5rem 0 4rem; }
  .fd-hero-container { padding: 0 1.25rem; }
  .fd-hero-img { height: 300px; }
  .fd-highlights { gap: 0.7rem; }

  .fd-table-section { padding: 5rem 0; }
  .fd-table-container { padding: 0 1.25rem; }

  .fd-details-section { padding: 5rem 0; }
  .fd-details-container { padding: 0 1.25rem; }
  .fd-details-grid { grid-template-columns: 1fr; max-width: 480px; margin: 0 auto; }

  .fd-declaration { padding: 3.5rem 0; }
  .fd-decl-container { padding: 0 1.25rem; }

  .footer-body { padding: 2.5rem 0 2rem; }
  .footer-body-inner { grid-template-columns: 1fr; gap: 1.75rem; padding: 0 1.25rem; }
  .footer-col--brand { grid-column: auto; }
  .footer-bottom-inner { flex-direction: column; align-items: center; text-align: center; gap: 0.65rem; padding: 0 1.25rem; }
  .footer-bottom-nav { justify-content: center; }
  .mobile-nav-list { padding: 0.75rem 1rem 1.25rem; }
}

@media (max-width: 420px) {
  .page-banner { height: 200px; }
  .banner-title { font-size: 2rem; }
  .fd-hero-img { height: 260px; }
  .fd-chip--rate, .fd-chip--min { display: none; }
  .fd-table-container { padding: 0 1rem; }
}