/* ═══════════════════════════════════════════════════════════
   SHREE LAMBODAR — RECURRING.CSS
   Font: Inter (all weights)
   Theme: #254036 deep green / #1e3a2f / Gold / Cream
   Aesthetic: Clean Corporate Finance · Grid-based · Precise
═══════════════════════════════════════════════════════════ */

:root {
  --green:       #1e3a2f;
  --green-hero:  #254036;
  --green-mid:   #2a5240;
  --green-lt:    #3a7a5a;
  --gold:        #c8a84b;
  --gold-light:  #e8c76a;
  --gold-pale:   #f5e9c8;
  --white:       #ffffff;
  --off-white:   #f7f9f8;
  --cream:       #fdfaf5;
  --bg-warm:     #f4f6f4;
  --text-dark:   #1a2e25;
  --text-body:   #364f43;
  --text-muted:  #697d72;
  --border:      rgba(30,58,47,0.10);
  --border-lt:   rgba(30,58,47,0.06);

  --hh:          80px;
  --r-xs:        4px;
  --r-sm:        8px;
  --r-md:        14px;
  --r-lg:        22px;
  --r-xl:        30px;
  --sh-xs:       0 1px 8px rgba(30,58,47,0.06);
  --sh-sm:       0 4px 16px rgba(30,58,47,0.09);
  --sh-md:       0 10px 36px rgba(30,58,47,0.13);
  --sh-lg:       0 24px 70px rgba(30,58,47,0.16);
  --ease:        cubic-bezier(0.4,0,0.2,1);
  --ease-spring: cubic-bezier(0.34,1.56,0.64,1);
  --tr:          all 0.3s var(--ease);
  --tr-f:        all 0.18s var(--ease);
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html  { scroll-behavior: smooth; }
body  { font-family: 'Inter', sans-serif; color: var(--text-dark); background: var(--white); overflow-x: hidden; -webkit-font-smoothing: antialiased; }
a     { text-decoration: none; color: inherit; }
ul    { list-style: none; }
img   { max-width: 100%; display: block; }
button { cursor: pointer; font-family: inherit; border: none; background: none; }

/* ═══════════════════════════════════════════════════════════
   HEADER
═══════════════════════════════════════════════════════════ */
.header {
  position: fixed; top: 0; left: 0; right: 0;
  z-index: 1000; height: var(--hh);
  background: #ffffff;
  box-shadow: 0 1px 0 var(--border-lt), 0 4px 20px rgba(30,58,47,0.07);
  transition: var(--tr);
}
.header.scrolled {
  background: #254036;
  box-shadow: 0 4px 32px rgba(37,64,54,0.35);
  backdrop-filter: blur(20px);
}
.header .nav-link          { color: rgba(37,64,54,0.82); }
.header .nav-link:hover    { color: var(--green-hero); background: rgba(37,64,54,0.06); }
.header.scrolled .nav-link { color: rgba(255,255,255,0.90); }
.header.scrolled .nav-link:hover { color: var(--gold-light); background: rgba(255,255,255,0.08); }
.header .ham-bar           { background: var(--green-hero); }
.header.scrolled .ham-bar  { background: #fff; }
.nav-item--active > .nav-link { color: var(--green-hero) !important; font-weight: 700; }
.header.scrolled .nav-item--active > .nav-link { color: var(--gold-light) !important; }
.subdropdown-link--active { color: var(--green) !important; font-weight: 700; background: var(--off-white); }

.header-container { max-width: 1320px; margin: 0 auto; padding: 0 2rem; height: 100%; display: flex; align-items: center; gap: 2rem; }
.logo { flex-shrink: 0; margin-right: auto; display: flex; align-items: center; background: rgba(255,255,255,0.97); padding: 5px 18px 5px 10px; border-radius: 50px; box-shadow: 0 2px 16px rgba(0,0,0,0.10); border: 1px solid rgba(255,255,255,0.6); transition: var(--tr); }
.logo:hover { background: #fff; transform: translateY(-1px); box-shadow: 0 4px 22px rgba(0,0,0,0.16); }
.logo-img { height: 50px; width: auto; object-fit: contain; display: block; }
.nav { display: flex; }
.nav-list { display: flex; align-items: center; gap: 0.15rem; }
.nav-item { position: relative; }
.nav-link { display: flex; align-items: center; gap: 4px; padding: 0.5rem 0.8rem; font-size: 0.875rem; font-weight: 500; border-radius: var(--r-sm); transition: var(--tr-f); white-space: nowrap; letter-spacing: 0.005em; }
.chevron { width: 14px; height: 14px; stroke: currentColor; transition: transform 0.25s; flex-shrink: 0; }
.nav-item.has-dropdown:hover .chevron { transform: rotate(180deg); }
.dropdown { position: absolute; top: calc(100% + 10px); left: 0; min-width: 284px; background: var(--white); border-radius: var(--r-md); box-shadow: var(--sh-lg); border: 1px solid var(--border); opacity: 0; visibility: hidden; transform: translateY(-8px); transition: opacity 0.2s, transform 0.2s, visibility 0.2s; overflow: visible; z-index: 100; }
.dropdown::before { content: ''; position: absolute; top: -6px; left: 20px; width: 12px; height: 12px; background: var(--white); border-left: 1px solid var(--border); border-top: 1px solid var(--border); transform: rotate(45deg); border-radius: 2px; }
.nav-item.has-dropdown:hover .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.dropdown-item { position: relative; border-bottom: 1px solid var(--border-lt); }
.dropdown-item:last-child { border-bottom: none; }
.dropdown-link { display: flex; align-items: center; justify-content: space-between; gap: 8px; padding: 0.8rem 1rem; font-size: 0.85rem; font-weight: 500; color: var(--text-body); transition: var(--tr-f); line-height: 1.4; }
.dropdown-link:hover { color: var(--green); background: var(--off-white); }
.chevron-right { width: 14px; height: 14px; stroke: currentColor; flex-shrink: 0; opacity: 0.45; transition: opacity 0.2s, transform 0.2s; }
.dropdown-item.has-subdropdown:hover .chevron-right { opacity: 1; transform: translateX(3px); }
.subdropdown { position: absolute; left: 100%; top: 0; min-width: 230px; background: var(--white); border-radius: var(--r-md); box-shadow: var(--sh-lg); border: 1px solid var(--border); opacity: 0; visibility: hidden; transform: translateX(-8px); transition: opacity 0.2s, transform 0.2s, visibility 0.2s; z-index: 101; }
.dropdown-item.has-subdropdown:hover .subdropdown { opacity: 1; visibility: visible; transform: translateX(0); }
.subdropdown li { border-bottom: 1px solid var(--border-lt); }
.subdropdown li:last-child { border-bottom: none; }
.subdropdown-link { display: flex; align-items: center; padding: 0.75rem 1rem; font-size: 0.83rem; font-weight: 400; color: var(--text-body); transition: var(--tr-f); gap: 8px; }
.subdropdown-link::before { content: ''; width: 5px; height: 5px; background: var(--gold); border-radius: 50%; flex-shrink: 0; opacity: 0; transition: opacity 0.2s; }
.subdropdown-link:hover { color: var(--green); background: var(--off-white); padding-left: 1.25rem; }
.subdropdown-link:hover::before { opacity: 1; }
.header-cta { flex-shrink: 0; display: inline-flex; align-items: center; padding: 0.5rem 1.2rem; background: var(--gold); color: var(--green); font-size: 0.875rem; font-weight: 700; border-radius: 50px; letter-spacing: 0.015em; transition: var(--tr-f); }
.header-cta:hover { background: var(--gold-light); transform: translateY(-1px); box-shadow: 0 6px 20px rgba(200,168,75,0.38); }
.hamburger { display: none; flex-direction: column; justify-content: center; align-items: center; width: 42px; height: 42px; gap: 5px; border-radius: var(--r-sm); transition: var(--tr-f); flex-shrink: 0; }
.hamburger:hover { background: rgba(37,64,54,0.07); }
.header.scrolled .hamburger:hover { background: rgba(255,255,255,0.08); }
.ham-bar { display: block; width: 24px; height: 2px; border-radius: 2px; transition: transform 0.35s var(--ease), opacity 0.25s, width 0.3s, background 0.3s; transform-origin: center; }
.hamburger.active .ham-bar:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.active .ham-bar:nth-child(2) { opacity: 0; width: 0; }
.hamburger.active .ham-bar:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
.mobile-nav { display: none; max-height: 0; overflow: hidden; background: rgba(18,40,30,0.98); backdrop-filter: blur(20px); transition: max-height 0.45s var(--ease), opacity 0.35s; opacity: 0; border-top: 1px solid rgba(255,255,255,0.08); }
.mobile-nav.open { max-height: 1000px; opacity: 1; }
.mobile-nav-list { padding: 1rem 1.5rem 1.5rem; display: flex; flex-direction: column; gap: 2px; }
.mobile-nav-link { display: block; padding: 0.85rem 1rem; font-size: 0.95rem; font-weight: 500; color: rgba(255,255,255,0.86); border-radius: var(--r-sm); transition: var(--tr-f); }
.mobile-nav-link:hover { color: var(--gold-light); background: rgba(255,255,255,0.06); }
.mobile-accordion-btn { width: 100%; display: flex; align-items: center; justify-content: space-between; padding: 0.85rem 1rem; font-size: 0.95rem; font-weight: 500; color: rgba(255,255,255,0.86); border-radius: var(--r-sm); transition: var(--tr-f); text-align: left; }
.mobile-sub-btn { font-size: 0.875rem; color: rgba(255,255,255,0.65); padding-left: 1.5rem; }
.mobile-accordion-btn:hover { color: var(--gold-light); background: rgba(255,255,255,0.06); }
.mobile-accordion-btn.active .chevron { transform: rotate(180deg); }
.mobile-accordion-list { max-height: 0; overflow: hidden; transition: max-height 0.35s var(--ease); }
.mobile-accordion-list.open { max-height: 600px; }
.mobile-sub-link { display: flex; align-items: center; gap: 8px; padding: 0.65rem 1rem 0.65rem 2.5rem; font-size: 0.84rem; font-weight: 400; color: rgba(255,255,255,0.58); transition: var(--tr-f); border-radius: var(--r-sm); }
.mobile-sub-link::before { content: '›'; color: var(--gold); font-size: 1.1rem; line-height: 1; }
.mobile-sub-link:hover { color: var(--gold-light); background: rgba(255,255,255,0.05); }
.mobile-cta { display: block; margin-top: 0.5rem; padding: 0.85rem 1.5rem; background: var(--gold); color: var(--green); font-weight: 700; border-radius: 50px; text-align: center; font-size: 0.95rem; transition: var(--tr-f); }
.mobile-cta:hover { background: var(--gold-light); }

/* ═══════════════════════════════════════════════════════════
   PAGE BANNER
═══════════════════════════════════════════════════════════ */
.page-banner {
  position: relative; margin-top: var(--hh);
  height: 480px; overflow: hidden;
  display: flex; align-items: center;
}
.banner-img-wrap { position: absolute; inset: 0; z-index: 0; }
.banner-img {
  width: 100%; height: 100%;
  object-fit: cover; object-position: center 45%;
  display: block; animation: kbZoom 18s ease-in-out infinite alternate;
}
@keyframes kbZoom { from { transform: scale(1.03); } to { transform: scale(1.1); } }
.banner-overlay {
  position: absolute; inset: 0;
  background:
    linear-gradient(100deg, rgba(30,58,47,0.88) 0%, rgba(37,64,54,0.60) 55%, rgba(25,48,36,0.38) 100%),
    linear-gradient(to top, rgba(20,40,28,0.65) 0%, transparent 55%);
}
.banner-floats { position: absolute; inset: 0; z-index: 1; pointer-events: none; overflow: hidden; }
.bf { position: absolute; font-family: 'Inter', sans-serif; font-weight: 900; color: var(--gold-light); opacity: 0.055; user-select: none; animation: bfDrift ease-in-out infinite; }
.bf-1 { font-size: 5rem;  top: 8%;    right: 14%;  animation-duration: 13s; animation-delay: 0s; }
.bf-2 { font-size: 8rem;  top: 3%;    right: 4%;   animation-duration: 17s; animation-delay: 2s; }
.bf-3 { font-size: 4rem;  bottom:18%; right: 28%;  animation-duration: 11s; animation-delay: 5s; }
.bf-4 { font-size: 6rem;  top: 42%;   left: 5%;    animation-duration: 15s; animation-delay: 1s; }
.bf-5 { font-size: 3.5rem;bottom:8%;  left: 20%;   animation-duration: 9s;  animation-delay: 4s; }
@keyframes bfDrift { 0%,100% { transform: translateY(0) rotate(-4deg); } 50% { transform: translateY(-15px) rotate(3deg); } }

.banner-content {
  position: relative; z-index: 2;
  padding: 0 2rem 0 max(2rem, calc((100vw - 1260px) / 2 + 2rem));
  max-width: 760px;
  display: flex; flex-direction: column; gap: 1rem;
  animation: bannerIn 0.9s var(--ease) both;
}
@keyframes bannerIn { from { opacity: 0; transform: translateX(-32px); } to { opacity: 1; transform: translateX(0); } }

.banner-breadcrumb { display: flex; align-items: center; gap: 6px; font-size: 0.78rem; font-weight: 500; color: rgba(255,255,255,0.52); letter-spacing: 0.03em; flex-wrap: wrap; }
.bc-link { color: var(--gold); transition: color 0.2s; cursor: pointer; }
.bc-link:hover { color: var(--gold-light); }
.bc-current { color: rgba(255,255,255,0.7); }

.banner-pill {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 0.3rem 0.85rem;
  background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15);
  border-radius: 50px; color: rgba(255,255,255,0.7);
  font-size: 0.72rem; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase;
  width: fit-content; backdrop-filter: blur(8px);
}
.banner-pill-dot { width: 6px; height: 6px; background: var(--gold); border-radius: 50%; animation: dotPulse 2s ease-in-out infinite; flex-shrink: 0; }
@keyframes dotPulse { 0%,100% { opacity: 1; transform: scale(1); } 50% { opacity: 0.5; transform: scale(0.7); } }

.banner-title {
  font-size: clamp(2.8rem, 6.5vw, 5rem);
  font-weight: 800; color: #fff; line-height: 1.05;
  letter-spacing: -0.03em;
  text-shadow: 0 4px 28px rgba(0,0,0,0.25);
}
.banner-title-gold { color: var(--gold); display: block; }

.banner-underline {
  width: 64px; height: 3px;
  background: linear-gradient(90deg, var(--gold), var(--gold-light));
  border-radius: 2px;
  animation: underlineGrow 0.8s 0.5s var(--ease) both;
  transform-origin: left;
}
@keyframes underlineGrow { from { transform: scaleX(0); } to { transform: scaleX(1); } }

.banner-meta-row {
  display: flex; align-items: center; gap: 1.5rem; flex-wrap: wrap;
  animation: bannerIn 0.9s 0.2s var(--ease) both;
}
.banner-meta-item { display: flex; flex-direction: column; gap: 2px; }
.bmi-num { font-size: 1.5rem; font-weight: 800; color: var(--gold); line-height: 1; letter-spacing: -0.02em; }
.bmi-label { font-size: 0.68rem; font-weight: 600; color: rgba(255,255,255,0.48); letter-spacing: 0.07em; text-transform: uppercase; }
.banner-meta-sep { width: 1px; height: 34px; background: rgba(255,255,255,0.14); flex-shrink: 0; }

.banner-scroll-cue { position: absolute; bottom: 24px; left: 50%; transform: translateX(-50%); z-index: 3; display: flex; flex-direction: column; align-items: center; gap: 4px; }
.bsc-line { width: 1px; height: 28px; background: linear-gradient(to bottom, transparent, rgba(255,255,255,0.4)); animation: lineGrow 2s ease-in-out infinite; }
.bsc-dot { width: 6px; height: 6px; background: rgba(255,255,255,0.5); border-radius: 50%; animation: dotBounce 2s ease-in-out infinite; }
@keyframes lineGrow { 0%,100% { opacity: 0.5; } 50% { opacity: 1; } }
@keyframes dotBounce { 0%,100% { transform: translateY(0); opacity: 0.5; } 50% { transform: translateY(4px); opacity: 1; } }

/* ═══════════════════════════════════════════════════════════
   RD HERO / INTRO
═══════════════════════════════════════════════════════════ */
.rd-hero {
  position: relative; padding: 7rem 0 6rem;
  background: var(--cream); overflow: hidden;
}
.rd-hero-bg { position: absolute; inset: 0; pointer-events: none; z-index: 0; overflow: hidden; }
.rdhb-orb { position: absolute; border-radius: 50%; filter: blur(80px); }
.rdhb-orb--a { width: 480px; height: 480px; top: -160px; right: -140px; background: radial-gradient(ellipse, rgba(200,168,75,0.07) 0%, transparent 70%); animation: orbPulse 11s ease-in-out infinite; }
.rdhb-orb--b { width: 380px; height: 380px; bottom: -130px; left: -100px; background: radial-gradient(ellipse, rgba(37,64,54,0.08) 0%, transparent 70%); animation: orbPulse 15s ease-in-out infinite reverse; }
@keyframes orbPulse { 0%,100% { transform: scale(1); } 50% { transform: scale(1.1); } }
.rdhb-grid { position: absolute; inset: 0; background-image: linear-gradient(rgba(37,64,54,0.035) 1px, transparent 1px), linear-gradient(90deg, rgba(37,64,54,0.035) 1px, transparent 1px); background-size: 56px 56px; }
.rdhb-sym { position: absolute; font-family: 'Inter', sans-serif; font-weight: 900; color: var(--green); opacity: 0.03; user-select: none; animation: symDrift ease-in-out infinite; }
.rs1 { font-size: 6.5rem; top: 5%;    left: 2%;   animation-duration: 16s; animation-delay: 0s; }
.rs2 { font-size: 4.5rem; top: 20%;   right: 3%;  animation-duration: 12s; animation-delay: 4s; }
.rs3 { font-size: 4rem;   bottom:16%; left: 10%;  animation-duration: 18s; animation-delay: 2s; }
.rs4 { font-size: 3.5rem; bottom: 8%; right:15%;  animation-duration: 14s; animation-delay: 7s; }
.rs5 { font-size: 5.5rem; top: 50%;   left: 42%;  animation-duration: 20s; animation-delay: 1s; }
@keyframes symDrift { 0%,100% { transform: translateY(0px); } 50% { transform: translateY(-18px); } }

.rd-hero-inner {
  position: relative; z-index: 2;
  max-width: 1240px; margin: 0 auto; padding: 0 2rem;
  display: grid; grid-template-columns: 1fr 1.1fr;
  gap: 5.5rem; align-items: center;
}

/* Image col */
.rd-img-col { position: relative; display: flex; align-items: center; justify-content: center; }
.rd-img-backdrop {
  position: absolute;
  inset: 16px -16px -16px 16px;
  background: rgba(37,64,54,0.08);
  border-radius: var(--r-lg);
  z-index: 0;
}
.rd-img-wrap {
  position: relative; z-index: 1;
  border-radius: var(--r-lg); overflow: hidden;
  box-shadow: var(--sh-lg), 0 0 0 1px rgba(37,64,54,0.07);
  width: 100%; max-width: 480px;
  transition: box-shadow 0.4s var(--ease), transform 0.5s var(--ease);
  will-change: transform;
}
.rd-img-wrap:hover { box-shadow: 0 40px 90px rgba(37,64,54,0.25); }
.rd-img { width: 100%; height: 540px; object-fit: cover; display: block; transition: transform 0.6s var(--ease); }
.rd-img-wrap:hover .rd-img { transform: scale(1.04); }
.rd-img-overlay { position: absolute; inset: 0; background: linear-gradient(to bottom, transparent 60%, rgba(30,58,47,0.22) 100%); pointer-events: none; }

/* Chips */
.rd-chip {
  position: absolute; z-index: 3;
  background: var(--white); border-radius: var(--r-md);
  box-shadow: var(--sh-md); border: 1px solid var(--border);
}
.rd-chip--tenure {
  bottom: 26px; left: -22px;
  display: flex; align-items: center; gap: 10px;
  padding: 0.8rem 1.1rem;
  animation: chipFloat 3.4s ease-in-out infinite;
}
.rd-chip-icon { flex-shrink: 0; width: 36px; height: 36px; border-radius: 10px; background: rgba(37,64,54,0.08); display: flex; align-items: center; justify-content: center; color: var(--green-hero); }
.rd-chip-text { display: flex; flex-direction: column; gap: 1px; }
.rd-chip-label { font-size: 0.62rem; font-weight: 700; color: var(--text-muted); letter-spacing: 0.07em; text-transform: uppercase; }
.rd-chip-value { font-size: 0.9rem; font-weight: 800; color: var(--text-dark); letter-spacing: -0.01em; }

.rd-chip--rate {
  top: 20px; right: -18px;
  display: flex; flex-direction: column; align-items: center; gap: 1px;
  padding: 0.9rem 1.1rem;
  background: var(--green-hero); border-color: transparent;
  animation: chipFloat 3.8s 0.7s ease-in-out infinite;
}
.rd-chip-rate-lbl { font-size: 0.58rem; font-weight: 700; color: rgba(255,255,255,0.52); letter-spacing: 0.08em; text-transform: uppercase; }
.rd-chip-rate-val { font-size: 2rem; font-weight: 900; color: var(--gold); line-height: 1; letter-spacing: -0.03em; }
@keyframes chipFloat { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-8px); } }

/* Corner marks */
.rd-corner { position: absolute; width: 24px; height: 24px; z-index: 2; }
.rd-corner--tl { top: -3px; left: -3px; border-top: 3px solid var(--gold); border-left: 3px solid var(--gold); border-radius: var(--r-xs) 0 0 0; }
.rd-corner--br { bottom: -3px; right: -3px; border-bottom: 3px solid var(--gold); border-right: 3px solid var(--gold); border-radius: 0 0 var(--r-xs) 0; }

/* Content col */
.rd-content-col { display: flex; flex-direction: column; gap: 1.4rem; }
.rd-eyebrow { display: flex; align-items: center; gap: 10px; font-size: 0.7rem; font-weight: 800; letter-spacing: 0.14em; text-transform: uppercase; color: var(--green-lt); }
.rd-eyebrow-bar { width: 24px; height: 2px; background: var(--green-lt); border-radius: 2px; flex-shrink: 0; }

.rd-title { font-size: clamp(2rem, 3.5vw, 3rem); font-weight: 800; color: var(--text-dark); line-height: 1.08; letter-spacing: -0.03em; }
.rd-title-em { color: var(--green-hero); font-style: italic; font-weight: 700; display: block; }

.rd-divider { display: flex; align-items: center; gap: 8px; }
.rd-divider-line { height: 1px; width: 50px; background: linear-gradient(to right, var(--gold), transparent); }
.rd-divider-line--short { width: 25px; }
.rd-divider-diamond { width: 8px; height: 8px; background: var(--gold); transform: rotate(45deg); flex-shrink: 0; }

.rd-body { font-size: 0.95rem; line-height: 1.82; color: var(--text-body); }

/* Highlights strip */
.rd-highlights { display: flex; flex-direction: column; gap: 0.75rem; }
.rd-hl {
  display: flex; align-items: center; gap: 1rem;
  padding: 1rem 1.2rem;
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--r-md); box-shadow: var(--sh-xs);
  transition: transform 0.3s var(--ease-spring), box-shadow 0.3s, border-color 0.3s;
}
.rd-hl:hover { transform: translateX(6px); box-shadow: var(--sh-sm); border-color: rgba(37,64,54,0.18); }
.rd-hl-icon { flex-shrink: 0; width: 42px; height: 42px; border-radius: 12px; display: flex; align-items: center; justify-content: center; transition: transform 0.25s; }
.rd-hl:hover .rd-hl-icon { transform: scale(1.1); }
.rd-hl-icon--green { background: rgba(37,64,54,0.08); border: 1.5px solid rgba(37,64,54,0.12); color: var(--green-hero); }
.rd-hl-icon--gold  { background: rgba(200,168,75,0.10); border: 1.5px solid rgba(200,168,75,0.22); color: #8a6820; }
.rd-hl-val { font-size: 0.875rem; font-weight: 800; color: var(--text-dark); letter-spacing: -0.01em; }
.rd-hl-label { font-size: 0.72rem; font-weight: 500; color: var(--text-muted); margin-top: 1px; }

/* ═══════════════════════════════════════════════════════════
   MATURITY TABLE SECTION
═══════════════════════════════════════════════════════════ */
.rd-table-section {
  position: relative; padding: 7rem 0 6rem;
  background: var(--green); overflow: hidden;
}
.rd-table-bg { position: absolute; inset: 0; pointer-events: none; z-index: 0; overflow: hidden; }
.rdtb-grid { position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,0.022) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.022) 1px, transparent 1px); background-size: 56px 56px; }
.rdtb-orb { position: absolute; border-radius: 50%; filter: blur(80px); }
.rdtb-orb--1 { width: 600px; height: 600px; top: -250px; right: -180px; background: radial-gradient(ellipse, rgba(200,168,75,0.09) 0%, transparent 70%); animation: orbPulse 11s ease-in-out infinite; }
.rdtb-orb--2 { width: 450px; height: 450px; bottom: -170px; left: -130px; background: radial-gradient(ellipse, rgba(58,122,90,0.18) 0%, transparent 70%); animation: orbPulse 15s ease-in-out infinite reverse; }
.rdtb-sym { position: absolute; font-family: 'Inter', sans-serif; font-weight: 900; color: var(--gold); opacity: 0.045; user-select: none; animation: symDrift ease-in-out infinite; }
.t1 { font-size: 7rem; top: 6%;    left: 3%;   animation-duration: 14s; }
.t2 { font-size: 5rem; top: 24%;   right: 4%;  animation-duration: 18s; animation-delay: 3s; }
.t3 { font-size: 4rem; bottom:10%; left: 35%;  animation-duration: 12s; animation-delay: 6s; }

.rd-table-container { position: relative; z-index: 2; max-width: 1240px; margin: 0 auto; padding: 0 2rem; }

/* Shared section heading */
.rd-section-eyebrow { display: inline-flex; align-items: center; gap: 10px; font-size: 0.72rem; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold); }
.rd-section-eyebrow::before, .rd-section-eyebrow::after { content: ''; width: 26px; height: 1.5px; background: var(--gold); opacity: 0.5; border-radius: 2px; }
.rd-section-title { font-size: clamp(1.85rem, 3.2vw, 2.8rem); font-weight: 800; color: #fff; line-height: 1.14; letter-spacing: -0.02em; margin: 0.75rem 0 0.5rem; }
.rd-section-accent { color: var(--gold); font-style: italic; }
.rd-section-sub { font-size: 0.875rem; color: rgba(255,255,255,0.42); margin-bottom: 0.75rem; }
.rd-section-bar { width: 50px; height: 4px; background: linear-gradient(90deg, var(--gold), var(--gold-light)); border-radius: 4px; margin-bottom: 3rem; }

/* Dark variant for light sections */
.rd-section-eyebrow--dark { color: var(--green-lt); }
.rd-section-eyebrow--dark::before, .rd-section-eyebrow--dark::after { background: var(--green-lt); }
.rd-section-title--dark { color: var(--text-dark); }
.rd-section-accent--dark { color: var(--green-hero); }
.rd-section-bar--dark { background: linear-gradient(90deg, var(--green-hero), var(--gold)); }

.rd-table-header { text-align: center; }
.rd-table-header .rd-section-bar { margin: 0 auto 3rem; }

/* Interest rate summary */
.rd-rate-row {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 1rem; margin-bottom: 1.5rem;
}
.rd-rate-item {
  display: flex; flex-direction: column; align-items: center; gap: 3px;
  padding: 1.2rem 1rem;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--r-md); text-align: center;
  transition: border-color 0.25s, background 0.25s;
}
.rd-rate-item:hover { background: rgba(255,255,255,0.08); border-color: rgba(255,255,255,0.15); }
.rd-rate-item--featured { background: rgba(200,168,75,0.08); border-color: rgba(200,168,75,0.22); }
.rd-rate-item--featured:hover { background: rgba(200,168,75,0.14); border-color: rgba(200,168,75,0.40); }
.rd-rate-item--best { background: rgba(200,168,75,0.12); border-color: rgba(200,168,75,0.30); }
.rd-rate-item--best:hover { background: rgba(200,168,75,0.18); border-color: rgba(200,168,75,0.50); }
.rd-rate-period { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: rgba(255,255,255,0.5); }
.rd-rate-pct { font-size: 1.8rem; font-weight: 900; color: #fff; line-height: 1; letter-spacing: -0.03em; }
.rd-rate-item--featured .rd-rate-pct, .rd-rate-item--best .rd-rate-pct { color: var(--gold-light); }
.rd-rate-lbl { font-size: 0.65rem; font-weight: 600; color: rgba(255,255,255,0.35); letter-spacing: 0.06em; }
.rd-rate-badge { display: inline-block; margin-top: 4px; padding: 0.15rem 0.55rem; background: var(--gold); color: var(--green); border-radius: 50px; font-size: 0.58rem; font-weight: 900; letter-spacing: 0.07em; text-transform: uppercase; }

/* Table */
.rd-table-wrap {
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: var(--r-lg); overflow: hidden;
}
.rd-table-scroll { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.rd-table { width: 100%; border-collapse: collapse; min-width: 680px; }
.rd-thead-tr { background: rgba(255,255,255,0.04); }
.rd-th {
  padding: 1.1rem 1.2rem;
  font-size: 0.7rem; font-weight: 800; letter-spacing: 0.1em; text-transform: uppercase;
  color: rgba(255,255,255,0.45);
  border-bottom: 1px solid rgba(255,255,255,0.08);
  text-align: center; vertical-align: middle; white-space: nowrap;
}
.rd-th--amount { text-align: left; padding-left: 1.6rem; }
.rd-th-rate { display: block; font-size: 0.65rem; font-weight: 600; color: var(--gold); letter-spacing: 0.06em; margin-top: 2px; }
.rd-th--best { background: rgba(200,168,75,0.06); }

.rd-tr { transition: background 0.18s; }
.rd-tr:hover { background: rgba(255,255,255,0.04); }
.rd-tr--alt { background: rgba(255,255,255,0.025); }
.rd-tr--alt:hover { background: rgba(255,255,255,0.06); }
.rd-tr--featured td { background: rgba(200,168,75,0.07); border-top: 1px solid rgba(200,168,75,0.18); border-bottom: 1px solid rgba(200,168,75,0.18); }
.rd-tr--featured:hover td { background: rgba(200,168,75,0.12); }

.rd-td {
  padding: 1.2rem 1.2rem;
  border-bottom: 1px solid rgba(255,255,255,0.05);
  color: rgba(255,255,255,0.68); font-size: 0.9rem;
  text-align: center; vertical-align: middle;
  transition: color 0.2s;
}
.rd-tr:hover .rd-td { color: rgba(255,255,255,0.88); }
.rd-tr:last-child .rd-td { border-bottom: none; }
.rd-td--amount { text-align: left; padding-left: 1.6rem; }
.rd-td--best { background: rgba(200,168,75,0.04); }
.rd-tr--featured .rd-td--best { background: rgba(200,168,75,0.10); }

.rd-monthly-tag { display: block; font-size: 0.58rem; font-weight: 800; letter-spacing: 0.09em; text-transform: uppercase; color: rgba(255,255,255,0.35); margin-bottom: 3px; }
.rd-monthly-tag--gold { color: rgba(200,168,75,0.7); }
.rd-amt-val { font-size: 0.95rem; font-weight: 800; color: #fff; letter-spacing: -0.01em; }
.rd-amt-val--gold { color: var(--gold-light); }
.rd-mat-val { font-size: 0.95rem; font-weight: 700; color: rgba(255,255,255,0.85); }
.rd-mat-val--gold { color: var(--gold-light); }
.rd-mat-slash { font-size: 0.72rem; color: rgba(255,255,255,0.3); margin-left: 1px; }

.rd-table-note {
  display: flex; align-items: center; gap: 8px;
  padding: 0.85rem 1.4rem;
  font-size: 0.74rem; color: rgba(255,255,255,0.28);
  background: rgba(255,255,255,0.02);
  border-top: 1px solid rgba(255,255,255,0.05);
  font-style: italic;
}
.rd-table-note svg { color: rgba(255,255,255,0.35); flex-shrink: 0; }

/* ═══════════════════════════════════════════════════════════
   DETAILS SECTION
═══════════════════════════════════════════════════════════ */
.rd-details-section {
  position: relative; padding: 7rem 0 6rem;
  background: var(--off-white); overflow: hidden;
}
.rd-details-bg { position: absolute; inset: 0; pointer-events: none; z-index: 0; overflow: hidden; }
.rddb-grid { position: absolute; inset: 0; background-image: linear-gradient(rgba(37,64,54,0.03) 1px, transparent 1px), linear-gradient(90deg, rgba(37,64,54,0.03) 1px, transparent 1px); background-size: 56px 56px; }
.rddb-sym { position: absolute; font-family: 'Inter', sans-serif; font-weight: 900; color: var(--green); opacity: 0.03; user-select: none; animation: symDrift ease-in-out infinite; }
.d1 { font-size: 7rem; top: 4%;    left: 2%;   animation-duration: 15s; }
.d2 { font-size: 5rem; bottom:8%;  right: 4%;  animation-duration: 11s; animation-delay: 3s; }
.d3 { font-size: 4rem; top: 45%;   right: 20%; animation-duration: 17s; animation-delay: 1s; }

.rd-details-container { position: relative; z-index: 1; max-width: 1240px; margin: 0 auto; padding: 0 2rem; }
.rd-details-header { text-align: center; margin-bottom: 3.5rem; }
.rd-details-header .rd-section-bar--dark { margin: 0 auto 0; }

.rd-details-grid {
  display: grid; grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.rd-detail-card {
  background: var(--white); border: 1.5px solid var(--border);
  border-radius: var(--r-lg); padding: 2.2rem 1.8rem;
  display: flex; flex-direction: column; gap: 1rem;
  position: relative; overflow: hidden;
  box-shadow: var(--sh-xs);
  transition: transform 0.38s var(--ease-spring), box-shadow 0.38s, border-color 0.3s;
  opacity: 0; transform: translateY(28px);
}
.rd-detail-card.revealed { opacity: 1; transform: translateY(0); }
.rd-detail-card:hover { transform: translateY(-8px); box-shadow: var(--sh-md); border-color: rgba(37,64,54,0.18); }

/* Card number watermark */
.rd-detail-num {
  position: absolute; top: 1.2rem; right: 1.5rem;
  font-size: 4rem; font-weight: 900; color: var(--green);
  opacity: 0.05; line-height: 1; letter-spacing: -0.04em;
  pointer-events: none; user-select: none;
}

.rd-detail-icon-wrap {
  width: 52px; height: 52px; border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; transition: transform 0.25s, background 0.25s;
}
.rd-detail-card:hover .rd-detail-icon-wrap { transform: scale(1.1); }
.rd-detail-icon-wrap--green { background: rgba(37,64,54,0.08); border: 1.5px solid rgba(37,64,54,0.12); color: var(--green-hero); }
.rd-detail-icon-wrap--gold  { background: rgba(200,168,75,0.10); border: 1.5px solid rgba(200,168,75,0.22); color: #8a6820; }

.rd-detail-title { font-size: 1.05rem; font-weight: 800; color: var(--text-dark); letter-spacing: -0.01em; }
.rd-detail-body { font-size: 0.875rem; line-height: 1.78; color: var(--text-body); }
.rd-detail-body strong { color: var(--green-hero); font-weight: 700; }

/* ═══════════════════════════════════════════════════════════
   DECLARATION SECTION
═══════════════════════════════════════════════════════════ */
.rd-declaration {
  position: relative; padding: 5.5rem 0;
  background: var(--green); overflow: hidden;
}
.rd-decl-bg { position: absolute; inset: 0; pointer-events: none; z-index: 0; overflow: hidden; }
.rddcl-orb { position: absolute; width: 500px; height: 500px; top: -200px; right: -150px; border-radius: 50%; filter: blur(80px); background: radial-gradient(ellipse, rgba(200,168,75,0.09) 0%, transparent 70%); animation: orbPulse 12s ease-in-out infinite; }
.rddcl-grid { position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,0.02) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.02) 1px, transparent 1px); background-size: 50px 50px; }
.rddcl-sym { position: absolute; font-family: 'Inter', sans-serif; font-weight: 900; color: var(--gold); opacity: 0.04; user-select: none; animation: symDrift ease-in-out infinite; }
.dc1 { font-size: 6rem; top: 5%;    left: 3%;   animation-duration: 14s; }
.dc2 { font-size: 4rem; bottom:8%;  left: 28%;  animation-duration: 11s; animation-delay: 3s; }
.dc3 { font-size: 5rem; bottom:12%; right: 6%;  animation-duration: 17s; animation-delay: 2s; }

.rd-decl-container { position: relative; z-index: 2; max-width: 1100px; margin: 0 auto; padding: 0 2rem; }
.rd-decl-card {
  display: grid; grid-template-columns: 280px 1fr;
  gap: 3rem; align-items: start;
  background: rgba(255,255,255,0.04);
  border: 1px solid rgba(255,255,255,0.09);
  border-radius: var(--r-xl); padding: 3rem;
}

.rd-decl-left { display: flex; flex-direction: column; gap: 1rem; }
.rd-decl-shield {
  width: 64px; height: 64px; border-radius: 18px;
  background: rgba(200,168,75,0.12); border: 1px solid rgba(200,168,75,0.25);
  display: flex; align-items: center; justify-content: center; color: var(--gold);
  animation: shieldBreathe 3s ease-in-out infinite;
}
@keyframes shieldBreathe { 0%,100% { box-shadow: 0 0 0 0 rgba(200,168,75,0.25); } 50% { box-shadow: 0 0 0 10px rgba(200,168,75,0); } }
.rd-decl-title { font-size: 1.5rem; font-weight: 800; color: #fff; letter-spacing: -0.02em; line-height: 1.2; }
.rd-decl-sub { font-size: 0.82rem; line-height: 1.7; color: rgba(255,255,255,0.45); }

.rd-decl-list { display: flex; flex-direction: column; gap: 0; }
.rd-decl-list li {
  display: flex; align-items: flex-start; gap: 1rem;
  padding: 0.9rem 0;
  border-bottom: 1px solid rgba(255,255,255,0.06);
  font-size: 0.9rem; line-height: 1.7; color: rgba(255,255,255,0.65);
  transition: color 0.2s;
}
.rd-decl-list li:last-child { border-bottom: none; }
.rd-decl-list li:hover { color: rgba(255,255,255,0.88); }
.rd-decl-num {
  flex-shrink: 0; min-width: 28px;
  font-size: 0.78rem; font-weight: 800;
  color: var(--gold); letter-spacing: -0.01em; line-height: 1.7;
  font-variant-numeric: tabular-nums;
}

/* ═══════════════════════════════════════════════════════════
   FOOTER
═══════════════════════════════════════════════════════════ */
.footer { position: relative; background: var(--green); overflow: hidden; }
.footer-bg { position: absolute; inset: 0; z-index: 0; pointer-events: none; overflow: hidden; }
.footer-bg-grid { position: absolute; inset: 0; background-image: linear-gradient(rgba(255,255,255,0.022) 1px, transparent 1px), linear-gradient(90deg, rgba(255,255,255,0.022) 1px, transparent 1px); background-size: 56px 56px; }
.footer-bg-orb { position: absolute; border-radius: 50%; filter: blur(70px); }
.footer-bg-orb--1 { width: 600px; height: 600px; top: -260px; right: -200px; background: radial-gradient(ellipse, rgba(200,168,75,0.07) 0%, transparent 70%); animation: orbPulse 18s ease-in-out infinite; }
.footer-bg-orb--2 { width: 450px; height: 450px; bottom: -180px; left: -160px; background: radial-gradient(ellipse, rgba(58,122,90,0.14) 0%, transparent 70%); animation: orbPulse 22s ease-in-out infinite reverse; }
.footer-bg-icon { position: absolute; font-family: 'Inter', sans-serif; font-weight: 900; color: var(--gold); opacity: 0.04; user-select: none; animation: symDrift ease-in-out infinite; }
.fbi-1 { font-size: 8rem; top: 6%;    left: 3%;   animation-duration: 15s; }
.fbi-2 { font-size: 5rem; top: 40%;   right: 4%;  animation-duration: 19s; animation-delay: 4s; }
.fbi-3 { font-size: 6rem; bottom:16%; left: 38%;  animation-duration: 13s; animation-delay: 7s; }
.fbi-4 { font-size: 4rem; bottom: 6%; right: 22%; animation-duration: 17s; animation-delay: 2s; }

.footer-body { position: relative; z-index: 2; padding: 4rem 0 3rem; border-bottom: 1px solid rgba(255,255,255,0.07); }
.footer-body-inner { max-width: 1260px; margin: 0 auto; padding: 0 2rem; display: grid; grid-template-columns: 1.5fr 1fr 1.3fr; gap: 4rem; align-items: start; }
.footer-col { display: flex; flex-direction: column; gap: 1.1rem; }
.footer-logo-wrap { display: inline-flex; align-items: center; width: fit-content; background: rgba(255,255,255,0.96); padding: 7px 18px 7px 10px; border-radius: 50px; border: 1px solid rgba(255,255,255,0.3); transition: var(--tr); text-decoration: none; }
.footer-logo-wrap:hover { background: #fff; transform: translateY(-2px); }
.footer-logo-img { height: 46px; width: auto; object-fit: contain; display: block; }
.footer-brand-desc { font-size: 0.875rem; line-height: 1.82; color: rgba(255,255,255,0.52); max-width: 320px; }
.footer-social { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; margin-top: 0.15rem; }
.footer-social-btn { width: 38px; height: 38px; border-radius: 50%; background: rgba(255,255,255,0.07); border: 1px solid rgba(255,255,255,0.12); display: flex; align-items: center; justify-content: center; color: rgba(255,255,255,0.65); text-decoration: none; transition: background 0.22s, color 0.22s, border-color 0.22s, transform 0.22s; flex-shrink: 0; }
.footer-social-btn:hover { background: var(--gold); border-color: var(--gold); color: var(--green); transform: translateY(-3px); }
.footer-col-title { display: flex; align-items: center; gap: 10px; font-size: 0.8rem; font-weight: 800; letter-spacing: 0.1em; text-transform: uppercase; color: #fff; margin-bottom: 0.2rem; }
.footer-col-title-bar { display: block; width: 20px; height: 3px; background: var(--gold); border-radius: 2px; flex-shrink: 0; }
.footer-links-list { display: flex; flex-direction: column; gap: 0; list-style: none; }
.footer-link { display: flex; align-items: center; gap: 7px; padding: 0.44rem 0; font-size: 0.875rem; font-weight: 400; color: rgba(255,255,255,0.52); text-decoration: none; border-bottom: 1px solid rgba(255,255,255,0.04); transition: color 0.2s, gap 0.2s; line-height: 1.5; }
.footer-links-list li:last-child .footer-link { border-bottom: none; }
.footer-link svg { flex-shrink: 0; color: var(--gold); opacity: 0; transition: opacity 0.2s, transform 0.2s; }
.footer-link:hover { color: rgba(255,255,255,0.92); gap: 11px; }
.footer-link:hover svg { opacity: 1; transform: translateX(2px); }
.footer-link--active { color: var(--gold-light) !important; font-weight: 600; }
.footer-link--active svg { opacity: 1 !important; }
.footer-contact-list { display: flex; flex-direction: column; gap: 0; }
.footer-contact-item { display: flex; align-items: flex-start; gap: 11px; padding: 0.7rem 0; border-bottom: 1px solid rgba(255,255,255,0.05); }
.footer-contact-item:last-child { border-bottom: none; }
.footer-contact-icon { flex-shrink: 0; margin-top: 2px; width: 32px; height: 32px; border-radius: 8px; background: rgba(200,168,75,0.10); border: 1px solid rgba(200,168,75,0.18); display: flex; align-items: center; justify-content: center; color: var(--gold); }
.footer-contact-info { display: flex; flex-direction: column; gap: 2px; min-width: 0; }
.footer-contact-label { font-size: 0.68rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--gold); line-height: 1; opacity: 0.75; }
.footer-contact-value { font-size: 0.875rem; font-weight: 400; color: rgba(255,255,255,0.65); line-height: 1.6; display: block; }
.footer-contact-link { text-decoration: none; transition: color 0.18s; }
.footer-contact-link:hover { color: var(--gold-light); }
.footer-compliance { display: flex; align-items: center; gap: 10px; margin-top: 0.5rem; padding: 0.85rem 1rem; background: rgba(200,168,75,0.08); border: 1px solid rgba(200,168,75,0.2); border-radius: 12px; }
.footer-compliance-icon { width: 36px; height: 36px; border-radius: 50%; background: rgba(200,168,75,0.12); display: flex; align-items: center; justify-content: center; color: var(--gold); flex-shrink: 0; }
.footer-compliance-text { display: flex; flex-direction: column; gap: 2px; }
.footer-compliance-title { font-size: 0.78rem; font-weight: 700; color: var(--gold-light); line-height: 1.2; }
.footer-compliance-sub { font-size: 0.7rem; color: rgba(255,255,255,0.38); letter-spacing: 0.02em; }
.footer-bottom { position: relative; z-index: 2; padding: 1.15rem 0; background: rgba(0,0,0,0.20); }
.footer-bottom-inner { max-width: 1260px; margin: 0 auto; padding: 0 2rem; display: flex; align-items: center; justify-content: space-between; gap: 1rem; flex-wrap: wrap; }
.footer-copy { font-size: 0.8rem; color: rgba(255,255,255,0.3); line-height: 1.5; }
.footer-bottom-nav { display: flex; align-items: center; gap: 0.55rem; flex-wrap: wrap; }
.footer-bottom-link { font-size: 0.78rem; font-weight: 500; color: rgba(255,255,255,0.36); text-decoration: none; transition: color 0.18s; white-space: nowrap; }
.footer-bottom-link:hover { color: var(--gold-light); }
.footer-bottom-sep { display: block; width: 1px; height: 12px; background: rgba(255,255,255,0.15); flex-shrink: 0; }

/* ═══════════════════════════════════════════════════════════
   RESPONSIVE
═══════════════════════════════════════════════════════════ */
@media (max-width: 1080px) {
  .rd-hero-inner { gap: 3.5rem; }
  .rd-table-container { padding: 0 1.5rem; }
  .rd-rate-row { gap: 0.75rem; }
  .footer-body-inner { grid-template-columns: 1.3fr 1fr 1.2fr; gap: 2.5rem; }
}

@media (max-width: 900px) {
  .nav { display: none; }
  .header-cta { display: none; }
  .hamburger { display: flex; }
  .mobile-nav { display: block; }
  .header-container { gap: 1rem; }

  .page-banner { height: 380px; }
  .banner-title { font-size: clamp(2.2rem, 7vw, 3.5rem); }
  .banner-content { padding-left: 2rem; }

  .rd-hero-inner { grid-template-columns: 1fr; gap: 3.5rem; }
  .rd-img-col { max-width: 440px; margin: 0 auto; width: 100%; }
  .rd-img { height: 380px; }
  .rd-chip--tenure { left: 10px; }
  .rd-chip--rate { right: 10px; }

  .rd-rate-row { grid-template-columns: repeat(2, 1fr); }

  .rd-details-grid { grid-template-columns: 1fr 1fr; }

  .rd-decl-card { grid-template-columns: 1fr; gap: 2rem; padding: 2rem; }

  .footer-body-inner { grid-template-columns: 1fr 1fr; gap: 2rem 2.5rem; padding: 0 1.5rem; }
  .footer-col--brand { grid-column: 1 / -1; }
  .footer-brand-desc { max-width: 100%; }
}

@media (max-width: 640px) {
  :root { --hh: 68px; }
  .logo { padding: 4px 14px 4px 8px; }
  .logo-img { height: 38px; }

  .page-banner { height: 300px; }
  .banner-title { font-size: clamp(1.9rem, 9vw, 2.8rem); }
  .banner-meta-row { gap: 1rem; }
  .bmi-num { font-size: 1.25rem; }

  .rd-hero { padding: 5rem 0 4rem; }
  .rd-hero-inner { padding: 0 1.25rem; }
  .rd-img { height: 290px; }
  .rd-img-backdrop { display: none; }

  .rd-table-section { padding: 5rem 0; }
  .rd-table-container { padding: 0 1.25rem; }
  .rd-rate-row { grid-template-columns: 1fr 1fr; gap: 0.6rem; }
  .rd-rate-pct { font-size: 1.4rem; }

  .rd-details-section { padding: 5rem 0; }
  .rd-details-container { padding: 0 1.25rem; }
  .rd-details-grid { grid-template-columns: 1fr; max-width: 480px; margin: 0 auto; }

  .rd-declaration { padding: 4rem 0; }
  .rd-decl-container { padding: 0 1.25rem; }
  .rd-decl-card { padding: 1.75rem 1.25rem; gap: 1.5rem; border-radius: var(--r-lg); }
  .rd-decl-list li { font-size: 0.855rem; }

  .footer-body { padding: 2.5rem 0 2rem; }
  .footer-body-inner { grid-template-columns: 1fr; gap: 1.75rem; padding: 0 1.25rem; }
  .footer-col--brand { grid-column: auto; }
  .footer-bottom-inner { flex-direction: column; align-items: center; text-align: center; padding: 0 1.25rem; }
  .footer-bottom-nav { justify-content: center; }
  .mobile-nav-list { padding: 0.75rem 1rem 1.25rem; }
}

@media (max-width: 420px) {
  .page-banner { height: 240px; }
  .banner-title { font-size: 1.8rem; }
  .rd-img { height: 240px; }
  .rd-chip--rate, .rd-chip--tenure { display: none; }
  .rd-corner { display: none; }
  .rd-rate-row { grid-template-columns: 1fr 1fr; }
  .footer-bottom-sep { display: none; }
}